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When a person cannot qualify for a mortgage on their own, often due to low income, insufficient credit history, or a high debt-to-income ratio, they may ask someone to co-sign the loan. A co-signer is typically a family member or trusted friend who agrees to take on legal responsibility for the mortgage if the borrower fails to make payments.

Being accused of investment fraud or participating in a Ponzi Scheme is a serious matter that can lead to significant penalties in Ontario, including jail time, restitution orders, travel restrictions, and a lasting mark on your professional reputation

In civil litigation, legal tools such as motions, injunctions, and other orders are used to facilitate the gathering of evidence, prevent harm, or enforce rights. Every order leveraged by civil litigation lawyers serves a specific purpose and influences the outcome of the case. These tools are there for civil lawyers to use strategically to protect your best interests and rights.

Depending on the circumstances of your case, you will likely receive a plea deal, and you will be given the choice to accept the agreement or go to trial. This decision should not be made lightly. Working with a skilled and experienced criminal fraud lawyer like Robert Karrass at Karrass Law, you will receive tailored guidance that is based on the specifics of your case and the evidence on the...

Contempt of court is a legal concept that comes into play when someone disrespects or disobeys the authority of the court. The threat of being held in contempt is used generally to maintain order in the court during legal proceedings. Contempt of court doesn't always mean someone is in serious trouble, as it can sometimes stem from simple missteps or misunderstandings.

Mortgage fraud involves the deliberate misrepresentation of information to secure mortgage financing under false pretenses. Whether the fraud is committed by borrowers, real estate professionals, or third parties, it can result in serious civil and criminal consequences. Now more than ever, mortgage fraud is becoming more common as housing prices increase and access to lending becomes more...

When it comes to civil litigation cases, there are often misconceptions about the differences between breaches of contract and civil fraud. It is not uncommon for these two types of civil litigation cases or terms to be interchangeable. While there can be overlap and breaches of contracts can be involved with civil fraud, they are not the same. If you are in the middle of a civil dispute,...

Arbitration is a type of alternative dispute resolution used commonly in Ontario and throughout Canada. It's a legal option available to individuals, businesses, and legal teams looking for a legally binding resolution outside of court. Arbitration is unlike mediation, in which two parties find work together to resolve a dispute. Instead, during arbitration, the neutral third party/the arbitrator...

Corporate legal disputes can be complex and taxing on both parties. Whether it is contract breaches, intellectual property infringement, or shareholder conflicts, when left unaddressed, these corporate disputes can halt business operations, leaving both parties financially burdened.

It's not uncommon for individuals to find themselves caught up in civil fraud cases without ever intending to commit fraud. This often happens in the context of Ponzi schemes, mortgage fraud, or even credit card scams, where participation can appear innocent at the outset.  If you’ve been accused of fraud or have been served with a lawsuit involving misrepresentation and fraud you didn’t mean...